Kids Sharing Aloha Through Microlending


As a parent and an educator, I was very excited to receive the news from Chiefess Kapiolani Elementary School that my daughter, Keala, was selected to receive 3 awards at the school’s End-of-the-Year celebration. One of these was the much coveted Legislative Award sponsored and presented by Hawaii State Senator Gil Kahele, a Kapiolani alum. This award is given to only one student per grade who exemplify the characteristics described on the certificate (see below).  And my little girl who just turned 8 this month was celebrated by her school for her humanity and for having “heart.” Her other awards were the Ka’imi Na Auao Award (for being a Seeker of Knowledge this school year) sponsored by the Parent Teacher Organization, the Athletic Achievement Award for representing her school in interscholastic track & field day, and the Positive Attitude Award for the last quarter of the year.

Logo-kiva-profileTo build on the successful year and to prepare for 3rd grade,  we’ve challenged Keala to share her joy of being a Kiva lender with other kids. So she founded Aloha Kiva Kids as a team of individual lenders (kids and adults) who pool their loans for greater impact on Kiva’s borrowers. I invite anyone with kids to consider becoming a Kiva lender and joining Keala’s lending team. She gets no money from anyone on her team, but she will be surrounded by inspirational people.

For more information, visit:

The Legislative Award

 State of Hawaii

The Senate Honors and Commends

Chiefess Kapiolani Elementary School.

The Senate of the State of Hawai’i is proud to recognize outstanding students, whose dedication and determination serve as role models in their schools and hence play an important role and contribute positively to their community.

At times, students that consistently demonstrate dedication and respect for their school community go unrecognized, even though they may regularly take it upon themselves to perform simple acts of kindness, make efforts to be punctual, complete their homework and try their very best to serve as an example of others. In short, these students have “heart.” Keala Raatior, a second grader at Chiefess Kapiolani Elementary School, is one of these students.

The Senate of the Twenty-Seventh Legislature of the State of Hawai’i, hereby recognize and applauds Keala Raatior as an outstanding student of Chiefess Kapiolani Elementary School and extends its warmest Aloha and best wishes as she continues on her educational success.

Done this 29th day of May 2014, State Capitol, Honolulu, Hawai’i


Gilbert Kahele, Sponsoring Senator
Donna Mercado Kim, President of the Senate
Carol Taniguchi, Clerk of the Senate


Vid Raatior

Vid is the founder of Raatior Ventures. He is an educator by training and a social entrepreneur by vocation. Originally from Chuuk State in the Federated States of Micronesia (FSM), Vid lives in Hilo, Hawaii, works at the University of Hawaii at Hilo, attends UH Manoa, and is the founder of a number of Pacific focused initiatives. Previously, he served for over 10 years at Santa Clara University, 5 years as a teacher and Assistant Director at Xavier High School in Micronesia.